The Scoring Black Box is an advanced decision engine platform that utilizes a suite of machine learning models to assess the potential value of leads as new customers. In the near future, the platform will also include capabilities for evaluating returning customers and performing standalone assessments for specific purposes, such as determining maximum offer amounts and interest rates.
\nThe platform is currently undergoing final adjustments, and some modifications are anticipated.
\nPlease note that access to the system requires your IP address to be whitelisted.
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\n"},{"key":"ApiPassword","value":"String","type":"text","description":"The password for API authentication.
\n"},{"key":"ApiMethodId","value":"String","type":"text","description":"The identifier for the evaluation method to be executed.
\n"},{"key":"TimeOut","value":"Number","description":"The waiting time for the evaluation.
\n","type":"text","uuid":"4de77d8d-b5fe-4962-bfdf-d7bf41170f3c"},{"key":"LedGen","value":"String","type":"text","description":"The name of the lead generator.
\n"},{"key":"SubId","value":"String","type":"text","description":"The sub-identifier for the lead generator.
\n"},{"key":"UniqueId","value":"Number","type":"text","description":"A unique identifier assigned to each lead for response reconciliation.
\n"},{"key":"RoutingNumber","value":"String","type":"text","description":"The bank routing number (numeric only, 9 characters).
\n"},{"key":"AccountNumber","value":"String","type":"text","description":"The bank account number (numeric only, up to 20 characters).
\n"},{"key":"AccountLength","value":"Number","type":"text","description":"The length of time the account has been open (in months, numeric only).
\n"},{"key":"AccountType","value":"String","type":"text","description":"The type of bank account (\"Checking\" or \"Savings\").
\n"},{"key":"BankName","value":"String","type":"text","description":"The name of the bank.
\n"},{"key":"FirstName","value":"String","type":"text","description":"The lead's first name.
\n"},{"key":"LastName","value":"String","type":"text","description":"The lead's last name.
\n"},{"key":"SSN","value":"String","type":"text","description":"The lead's Social Security Number (numeric only, 9 characters).
\n"},{"key":"DateOfBirth","value":"String","type":"text","description":"The lead's date of birth (format: mm/dd/yyyy).
\n"},{"key":"EmailAddress","value":"String","type":"text","description":"The lead's email address.
\n"},{"key":"PhoneHome","value":"String","type":"text","description":"The lead's home phone number (numeric only, 10 characters).
\n"},{"key":"PhoneWork","value":"String","type":"text","description":"The lead's work phone number (numeric only, 10 characters).
\n"},{"key":"PhoneMobile","value":"String","type":"text","description":"The lead's mobile phone number (numeric only, 10 characters).
\n"},{"key":"Street","value":"String","type":"text","description":"The street address of the lead.
\n"},{"key":"City","value":"String","type":"text","description":"The city of the lead's residence.
\n"},{"key":"State","value":"String","type":"text","description":"The state of the lead's residence (ISO 3166 format, 2 characters).
\n"},{"key":"ZipCode","value":"String","type":"text","description":"The ZIP code of the lead's residence (numeric only, no dashes).
\n"},{"key":"ResidenceLegth","value":"Number","type":"text","description":"The length of time at the current residence (in months, numeric only).
\n"},{"key":"ResidenceType","value":"String","type":"text","description":"The type of residence (\"Rent\" or \"Own\").
\n"},{"key":"DriversLicenseNumber","value":"String","type":"text","description":"The driver's license number of the lead.
\n"},{"key":"DriversLicenseState","value":"String","type":"text","description":"The state of the driver's license (ISO 3166 format, 2 characters).
\n"},{"key":"ClientIPAddress","value":"String","type":"text","description":"The IP address of the lead (IP version 4).
\n"},{"key":"ClientURL","value":"String","type":"text","description":"The URL from which the lead originated (optional).
\n"},{"key":"EmploymentLength","value":"Number","type":"text","description":"The browser's user agent string (optional).
\n"},{"key":"Employer","value":"String","type":"text","description":"The name of the lead's employer.
\n"},{"key":"Occupation","value":"String","type":"text","description":"The lead's occupation.
\n"},{"key":"MonthlyIncome","value":"Number","type":"text","description":"The lead's monthly income.
\n"},{"key":"PayFrequency","value":"String","type":"text","description":"The frequency of the lead's pay (\"Weekly\", \"Biweekly\", \"TwiceMonthly\", \"Monthly\").
\n"},{"key":"PayType","value":"String","type":"text","description":"The type of income (\"Employment\", \"Benefits\").
\n"},{"key":"PaySource","value":"String","type":"text","description":"The source of income (\"Direct Deposit\", \"Check\").
\n"},{"key":"Amount","value":"Number","type":"text","description":"The amount associated with the evaluation.
\n"}]},"url":"https://sandbox.getscore.in/request","description":"This method allows the lead evaluation for a new customer.
\nThe response of the evaluation will be added soon
\n","urlObject":{"protocol":"https","path":["request"],"host":["sandbox","getscore","in"],"query":[],"variable":[]}},"response":[{"id":"d2ee6f18-b492-4549-a933-52554b332bee","name":"Accepted Evaluation","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/x-www-form-urlencoded","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"ApiMethodId\": \"****\", //Replace with credentials provided\r\n \"ApiUsername\": \"****\", //Replace with credentials provided\r\n \"ApiPassword\": \"****\", //Replace with credentials provided\r\n \"BankName\": \"TEXAS PLAINS FEDERAL CREDIT UNION\",\r\n \"timeOut\": 100,\r\n \"DriversLicenseState\": \"TX\",\r\n \"LedGen\": \"\",\r\n \"DriversLicenseNumber\": \"11111111\",\r\n \"ClientURL\": \"test.com\", //optional\r\n \"PhoneMobile\": \"\", //optional\r\n \"ResidenceType\": \"OWN\",\r\n \"SubId\": \"2203645\",\r\n \"PayFrequency\": \"BIWEEKLY\",\r\n \"PayDate\": \"2024-08-07\",\r\n \"UserAgent\": \"Mozilla/5.0 (Linux; Android 10; K) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/126.0.0.0 Mobile Safari/537.36\",\r\n \"Street\": \"4111 Cimarron Ave\",\r\n \"PhoneHome\": \"8074552456\",\r\n \"BBRequest\": \"B2072EDE-E6C3-405E-A385-3819AADA3B2B\",\r\n \"AccountLength\": 60,\r\n \"MonthlyIncome\": 6000,\r\n \"DateOfBirth\": \"06/13/1988\",\r\n \"UniqueId\": 53363679,\r\n \"PhoneWork\": \"8074552456\",\r\n \"EmploymentLength\": 12,\r\n \"FirstName\": \"Bryan\",\r\n \"ZipCode\": \"79102\",\r\n \"Employer\": \"Concho Parts Warehouse\",\r\n \"Amount\": 800,\r\n \"City\": \"Amarillo\",\r\n \"PayType\": \"Direct Deposit\",\r\n \"MiddleName\": \"\", //optional\r\n \"AccountType\": \"CHECKING\",\r\n \"EmailAddress\": \"bryana@grupomundial.cr\",\r\n \"AccountNumber\": \"094193\",\r\n \"SSN\": \"64536257\",\r\n \"RoutingNumber\": \"331372481\",\r\n \"Occupation\": \"\", //optional\r\n \"ResidenceLegth\": 16,\r\n \"State\": \"TX\",\r\n \"ClientIPAddress\": \"127.0.0.1\", //optional\r\n \"LastName\": \"William\",\r\n \"PaySource\": \"Employment\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://sandbox.getscore.in/request"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Accept\",\n \"StatusDetail\": \"N/A\",\n \"EvaluationType\": \"New Loan\",\n \"Response\": {\n \"RequestId\": \"93988ba9-5978-436d-b6b0-670e58b6743b\",\n \"CreateApplication\": 0,\n \"InterestRate\": 599.0,\n \"AutoFunding\": 0,\n \"MaxLoanAmount\": 1000.0,\n \"AdditionalAttributes\": {\n \"ClarityTrackingNumber\": null,\n \"Score\": null,\n \"PricingTier\": 6\n },\n \"LogId\": 20641080\n }\n}"},{"id":"d34b58cf-815c-49a4-bd55-0e4972c361cc","name":"Deny By Identity Verification","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"ApiMethodId\": \"****\", //Replace with credentials provided\r\n \"ApiUsername\": \"****\", //Replace with credentials provided\r\n \"ApiPassword\": \"****\", //Replace with credentials provided\r\n \"BankName\": \"TEXAS PLAINS FEDERAL CREDIT UNION\",\r\n \"timeOut\": 100,\r\n \"DriversLicenseState\": \"TX\",\r\n \"LedGen\": \"\",\r\n \"DriversLicenseNumber\": \"21111111\",\r\n \"ClientURL\": \"test.com\",\r\n \"PhoneMobile\": \"\",\r\n \"ResidenceType\": \"OWN\",\r\n \"SubId\": \"2203645\",\r\n \"PayFrequency\": \"BIWEEKLY\",\r\n \"PayDate\": \"2024-08-07\",\r\n \"UserAgent\": \"Mozilla/5.0 (Linux; Android 10; K) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/126.0.0.0 Mobile Safari/537.36\",\r\n \"Street\": \"4111 Cimarron Ave\",\r\n \"PhoneHome\": \"8074552456\",\r\n \"BBRequest\": \"B2072EDE-E6C3-405E-A385-3819AADA3B2B\",\r\n \"AccountLength\": 60,\r\n \"MonthlyIncome\": 6000,\r\n \"DateOfBirth\": \"06/13/1988\",\r\n \"UniqueId\": 53363679,\r\n \"PhoneWork\": \"8074552456\",\r\n \"EmploymentLength\": 12,\r\n \"FirstName\": \"Bryan\",\r\n \"ZipCode\": \"79102\",\r\n \"Employer\": \"Concho Parts Warehouse\",\r\n \"Amount\": 800,\r\n \"City\": \"Amarillo\",\r\n \"PayType\": \"Direct Deposit\",\r\n \"MiddleName\": \"\",\r\n \"AccountType\": \"CHECKING\",\r\n \"EmailAddress\": \"bryana@grupomundial.cr\",\r\n \"AccountNumber\": \"094193\",\r\n \"SSN\": \"21111111\",\r\n \"RoutingNumber\": \"331372481\",\r\n \"Occupation\": \"\",\r\n \"ResidenceLegth\": 16,\r\n \"State\": \"TX\",\r\n \"ClientIPAddress\": \"127.0.0.1\",\r\n \"LastName\": \"William\",\r\n \"PaySource\": \"Employment\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://sandbox.getscore.in/request"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[],"responseTime":null,"body":"{\r\n \"Status\": \"Deny\",\r\n \"StatusDetail\": \"Identity Verification\",\r\n \"EvaluationType\": \"New Loan\",\r\n \"Response\": {\r\n \"RequestId\": \"8a53deef-dfb8-46c0-8793-8afd2c5e924a\",\r\n \"CreateApplication\": 0,\r\n \"InterestRate\": 599.0,\r\n \"AutoFunding\": 0,\r\n \"MaxLoanAmount\": 1000.0,\r\n \"AdditionalAttributes\": {\r\n \"ClarityTrackingNumber\": null,\r\n \"Score\": null,\r\n \"PricingTier\": 6\r\n },\r\n \"LogId\": 20641082\r\n }\r\n}"},{"id":"680cc9f1-f0e4-44ef-a80c-3d8192b5f5ca","name":"Deny By Banking Assessment","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"ApiMethodId\": \"****\", //Replace with credentials provided\r\n \"ApiUsername\": \"****\", //Replace with credentials provided\r\n \"ApiPassword\": \"****\", //Replace with credentials provided\r\n \"BankName\": \"TEXAS PLAINS FEDERAL CREDIT UNION\",\r\n \"timeOut\": 100,\r\n \"DriversLicenseState\": \"TX\",\r\n \"LedGen\": \"\",\r\n \"DriversLicenseNumber\": \"21111111\",\r\n \"ClientURL\": \"test.com\",\r\n \"PhoneMobile\": \"\",\r\n \"ResidenceType\": \"OWN\",\r\n \"SubId\": \"2203645\",\r\n \"PayFrequency\": \"BIWEEKLY\",\r\n \"PayDate\": \"2024-08-07\",\r\n \"UserAgent\": \"Mozilla/5.0 (Linux; Android 10; K) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/126.0.0.0 Mobile Safari/537.36\",\r\n \"Street\": \"4111 Cimarron Ave\",\r\n \"PhoneHome\": \"8074552456\",\r\n \"BBRequest\": \"B2072EDE-E6C3-405E-A385-3819AADA3B2B\",\r\n \"AccountLength\": 60,\r\n \"MonthlyIncome\": 6000,\r\n \"DateOfBirth\": \"06/13/1988\",\r\n \"UniqueId\": 53363679,\r\n \"PhoneWork\": \"8074552456\",\r\n \"EmploymentLength\": 12,\r\n \"FirstName\": \"Bryan\",\r\n \"ZipCode\": \"79102\",\r\n \"Employer\": \"Concho Parts Warehouse\",\r\n \"Amount\": 800,\r\n \"City\": \"Amarillo\",\r\n \"PayType\": \"Direct Deposit\",\r\n \"MiddleName\": \"\",\r\n \"AccountType\": \"CHECKING\",\r\n \"EmailAddress\": \"bryana@grupomundial.cr\",\r\n \"AccountNumber\": \"094193\",\r\n \"SSN\": \"31111111\",\r\n \"RoutingNumber\": \"331372481\",\r\n \"Occupation\": \"\",\r\n \"ResidenceLegth\": 16,\r\n \"State\": \"TX\",\r\n \"ClientIPAddress\": \"127.0.0.1\",\r\n \"LastName\": \"William\",\r\n \"PaySource\": \"Employment\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://sandbox.getscore.in/request"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[],"responseTime":null,"body":"{\n \"Status\": \"Deny\",\n \"StatusDetail\": \"Bank Information Assessment\",\n \"EvaluationType\": \"New Loan\",\n \"Response\": {\n \"RequestId\": \"904c5e46-a239-47b3-876d-797997a19108\",\n \"CreateApplication\": 0,\n \"InterestRate\": 599.0,\n \"AutoFunding\": 0,\n \"MaxLoanAmount\": 1000.0,\n \"AdditionalAttributes\": {\n \"ClarityTrackingNumber\": null,\n \"Score\": null,\n \"PricingTier\": 6\n },\n \"LogId\": 20641083\n }\n}"},{"id":"01beb55a-5155-4632-809a-350e2f2380af","name":"Random Evaluation","originalRequest":{"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"ApiMethodId\": \"****\", //Replace with credentials provided\r\n \"ApiUsername\": \"****\", //Replace with credentials provided\r\n \"ApiPassword\": \"****\", //Replace with credentials provided\r\n \"BankName\": \"TEXAS PLAINS FEDERAL CREDIT UNION\",\r\n \"timeOut\": 100,\r\n \"DriversLicenseState\": \"TX\",\r\n \"LedGen\": \"\",\r\n \"DriversLicenseNumber\": \"21111111\",\r\n \"ClientURL\": \"test.com\",\r\n \"PhoneMobile\": \"\",\r\n \"ResidenceType\": \"OWN\",\r\n \"SubId\": \"2203645\",\r\n \"PayFrequency\": \"BIWEEKLY\",\r\n \"PayDate\": \"2024-08-07\",\r\n \"UserAgent\": \"Mozilla/5.0 (Linux; Android 10; K) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/126.0.0.0 Mobile Safari/537.36\",\r\n \"Street\": \"4111 Cimarron Ave\",\r\n \"PhoneHome\": \"8074552456\",\r\n \"BBRequest\": \"B2072EDE-E6C3-405E-A385-3819AADA3B2B\",\r\n \"AccountLength\": 60,\r\n \"MonthlyIncome\": 6000,\r\n \"DateOfBirth\": \"06/13/1988\",\r\n \"UniqueId\": 53363679,\r\n \"PhoneWork\": \"8074552456\",\r\n \"EmploymentLength\": 12,\r\n \"FirstName\": \"Bryan\",\r\n \"ZipCode\": \"79102\",\r\n \"Employer\": \"Concho Parts Warehouse\",\r\n \"Amount\": 800,\r\n \"City\": \"Amarillo\",\r\n \"PayType\": \"Direct Deposit\",\r\n \"MiddleName\": \"\",\r\n \"AccountType\": \"CHECKING\",\r\n \"EmailAddress\": \"bryana@grupomundial.cr\",\r\n \"AccountNumber\": \"094193\",\r\n \"SSN\": \"64536257\",\r\n \"RoutingNumber\": \"331372481\",\r\n \"Occupation\": \"\",\r\n \"ResidenceLegth\": 16,\r\n \"State\": \"TX\",\r\n \"ClientIPAddress\": \"127.0.0.1\",\r\n \"LastName\": \"William\",\r\n \"PaySource\": \"Employment\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://sandbox.getscore.in/request"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[],"responseTime":null,"body":"{\r\n \"Status\": \"Deny\", //This value is assigned randomly and can be either \"Accept\" or \"Deny\"\r\n \"StatusDetail\": \"Bank Information Assessment\", //This value is selected randomly and may vary (e.g., \"Identity Verification\", \"Bank Information Assessment\", etc.)\r\n \"EvaluationType\": \"New Loan\",\r\n \"Response\": {\r\n \"RequestId\": \"332836e4-1b01-4562-bdf5-46ed572a67c0\",\r\n \"CreateApplication\": 0,\r\n \"InterestRate\": 599.0,\r\n \"AutoFunding\": 0,\r\n \"MaxLoanAmount\": 1000.0,\r\n \"AdditionalAttributes\": {\r\n \"ClarityTrackingNumber\": null,\r\n \"Score\": null,\r\n \"PricingTier\": 6\r\n },\r\n \"LogId\": 20641087\r\n }\r\n}"}],"_postman_id":"37eacfa2-cb01-45ba-8383-f26e696aab0a"}],"id":"f9c3888c-fa39-4805-91d2-cc3d6c4224cf","auth":{"type":"noauth","isInherited":false},"event":[{"listen":"prerequest","script":{"id":"8c5a43c2-0d47-4f60-8bb7-aa2fdb916674","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"65d952e7-f039-4420-ab68-dd435dcf3beb","type":"text/javascript","exec":[""]}}],"_postman_id":"f9c3888c-fa39-4805-91d2-cc3d6c4224cf","description":""},{"name":"Standalone Evaluations (soon)","item":[],"id":"f41606c9-09ad-4b20-bfeb-db02a9ac7deb","_postman_id":"f41606c9-09ad-4b20-bfeb-db02a9ac7deb","description":""},{"name":"Returning Customer Evaluations (soon)","item":[],"id":"829eee50-84a6-4b4d-b55c-2502c9296f08","_postman_id":"829eee50-84a6-4b4d-b55c-2502c9296f08","description":""}]}